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Hello!

What a 12 months it has been. We launched this text in September to ship cash inspiration and steerage straight to your inbox. 

In 2021, we’ll proceed to ship a brand new challenge twice a month, filled with stories and recommendation that can assist you construct wealth, regardless of the place you might be in your monetary journey.

But first, a recap of 2020: We printed greater than 2,000 personal-finance stories about the whole lot from retirement and mortgages to investing and financial savings methods.

Below are 10 of our most-read stories of the 12 months, written by in-house reporters, proficient freelance writers, and even just a few monetary planners. See you in 2021!

Tanza Loudenback, Personal Finance Insider correspondent and licensed monetary planner

10 of our most-read stories of the 12 months

1. Coronavirus stimulus test questions and solutions

The pandemic plunged tens of hundreds of thousands of Americans into monetary precarity. Stimulus checks turned a lifeline for a lot of of our readers, and we created this hub to assist them determine how a lot they had been getting and when.

2. My dad retired comfortably at 54 because of a easy financial savings rule. Now I’m utilizing that very same rule to take day off work to lift my children.

Several of our contributors wrote this 12 months about how their dad and mom, in-laws, uncles, and different kin’ monetary behaviors formed their very own. This story by Katie Oelker was successful. 

3. 5 methods I’m incomes hundreds in passive revenue yearly with out proudly owning a rental property

Writer Jen Glantz discovered the right way to create passive revenue streams that do not take up a ton of her time (or cash) past the preliminary setup.

4. Other landlords might imagine I’m silly as a result of I’ve barely raised my tenants’ hire in 10 years, however there are 3 causes I do know I’ve made the proper alternative

Readers had been extremely interested by real-estate investing this 12 months. This story by author Holly Johnson bucking a traditional rule struck a chord.

5. 3 issues self-made millionaires by no means do with their cash

As ever, self-made millionaires are an interesting case examine. Business Insider reporter Liz Knueven used insights from the bestseller “The Millionaire Next Door” to focus on just a few behaviors they keep away from.

6. For years banks have requested for 20% down on a mortgage, however cash-strapped Americans are shopping for properties with much less

In this story first printed pre-pandemic, Knueven asks homebuyers and realtors: Is the 20% down cost rule useless?

7. I’m a monetary planner, and there are only some conditions the place I like to recommend homeownership to my shoppers

Financial planner Chloe A. Moore went from renting to proudly owning a house and again once more. In this story, she explains why homeownership for most individuals needs to be a life-style determination, not an funding.

8. I’m a monetary planner, and my wealthiest shoppers have the identical 3 habits

After practically 15 years of serving to high-net-worth folks handle their cash, monetary planner Malik S. Lee has recognized just a few distinct behaviors they share.

9. I used an previous financial savings trick to stash $5,000 in my emergency fund in lower than a 12 months, and I’d suggest the technique to anybody

In a 12 months when emergency funds turned a vastly invaluable asset, author Jackie Lam explains how she mixed hyper-frugality with a tried-and-true computerized financial savings methodology to construct hers.

10. I’m an legal professional and have $50,000 in my retirement account. My white legal professional buddy has $1 million in hers — and it isn’t as a result of she went to a greater faculty.

In this deeply private account of systemic racism, author and lawyer Lynette S. Hoag says she’s residing proof of the racial wealth hole.

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